NY Paid Family Leave (PFL)

PFL Rates & Contributions

PFL RATES & CONTRIBUTIONS - GET PDF


The New York State Department of Financial Services (DFS) have published their final regulations, and rate factor for the calculations of the employee contributions and premiums for PFL benefits. 

Effective January 1, 2018 all covered employers will be required to withhold contributions on behalf of employees based on their meeting the eligibility criteria full or part-time status.

 

THE RATE FACTOR

The rate factor used for employee PFL weekly contributions will be 0.126% of an employee's weekly wage up to and not to exceed 50% of the New York State average weekly wage (AWW). 

 
            

NYS AVERAGE WEEKLY WAGE (AWW)

NYSAWW is the average weekly wage paid in New York State during the previous calendar year as reported by the Commissioner of Labor to the Superintendent of Financial Services on March 31 each year.

  •  The AWW for calendar year ending 2016 to be used in calculation of the PFL employee contributions, effective January 1st 2018 is $1,305.92 *


MAXIMUM WEEKLY CONTRIBUTION 

The maximum weekly contribution rate for Paid Family Leave is 0.126% of the employee’s weekly wage which is capped at the NYS Average Weekly Wage currently $1,305.92*.

 

HOW TO CALCULATE CONTRIBUTIONS?

Employee Earning Maximum Weekly

.126% x $1,305.92 (Employee Weekly Wage) = $1.65 (Employee Weekly Contribution)

Employee Earning: $1,000 Weekly:

.126% x $1,000.00 (Employee Weekly Wage) = $1.26 (Employee Weekly Contribution)

 Employee Earning: $500 Weekly:

.126% x $   500.00 (Employee Weekly Wage) = $0.63 (Employee Weekly Contribution)

Note:    Employee contributions as shown are not based on or subject to any other rate factors i.e. age, gender, industry, or location.

 

MAXIMUM WEEKLY BENEFIT

The maximum weekly benefit for an employee Paid Family Leave for 2018 is capped at 50% of the NYS AWW ($1,305.92) or $652.96.


EMPLOYER GROUPS

The Employee PFL rate factor, benefit and contributions are currently the same for all covered employer groups regardless of the number of employees, which is subject to review and change by NYS Workers’ Compensation Board and Department of Financial Services.


INSURANCE CARRIERS

The Employee PFL rate factor, benefit, limits and contributions are the same for each of participating insurance carriers underwriting New York Paid Family Leave.


CONTRIBUTIONS / DEDUCTIONS

In no event may the employee's annual contribution for family leave exceed his or her per capita share of the actual annual premium charged for the same year and must be determined consistent with the principle that employees should pay the total costs of family leave premium.

  • A covered employer may deduct employee contributions prior to the effective date of the policy and prior to an employee’s eligibility for paid family leave.
  • A covered employer may be responsible for payment of premium prior to collection of all employee contributions for a policy year. Under these circumstances, the covered employer may collect employee contributions after the premium payment in order to cover the cost of the paid family leave coverage.
  • A covered employer shall use his or her employees’ contributions to provide PFL benefits to employees and shall promptly return to employees any surplus in employee contributions that exceed the annual premium.
  • A covered employer may continue to deduct the employee contributions set forth in Workers’ Compensation Law section 209 when an employee is receiving benefits pursuant to Workers’ Compensation Law section 204.