Products M to Z

Medical - Individual

LiDAC is a full service employee benefits brokerage & consulting firm. We specialize in the design, funding, communication, administration and overall management of group benefit programs for the mid-sized employer.

The LiDAC Short Term Medical Plans (STM) offers you and your family under to age 65 the opportunity to purchase quality, affordable major medical coverage on a temporary basis. This program offers coverage to be provided for physician services, surgery, outpatient and inpatient care.


Health Protect - Plan Options and Details:

  • LiDAC - STM - Plan Details
  • LiDAC - 3 Year Renewable - Plan Details


A Perfect Solution For Individuals who require Health Coverage

  • Between group health insurance plans.
  • For a college or graduate student.
  • For dependents no longer eligible under family plans.
  • For a cobra alternative or replacement.
  • For a Part-time or Temporary Employee
  • Due to unemployment, lay off, strike or leave of absence.
  • Due to cost of other permanent coverage.


If you fit into any of these situations, a temporary Short-Term Medical plan may meet your health-insurance needs. For a free Short-Term Medical quote, please select your one of the options shown above, then click "Get Quote."

Underwritten by: Standard Security Life Insurance Company of New York, rated A (Excellent) for financial condition by A.M. Best Company