Unlock Opportunity: 16 States with Mandatory PFML Programs. This document highlights the 16 U.S. states (includes Puerto Rico) where Paid Family and Medical Leave (PFML) is mandatory for employers—helping you identify where compliance isn’t just important, it’s essential. Use this tool to engage clients, uncover new sales opportunities, and position yourself as a trusted expert in the growing PFML landscape.

Tap Into New Markets: 10 States with Voluntary PFML Opportunities. This document identifies the 10 U.S. states where Paid Family and Medical Leave (PFML) is available on a voluntary basis—giving brokers and employers a unique opportunity to offer valuable coverage where it's not required, but highly in demand. Use this guide to identify untapped markets, strengthen client relationships, and grow your PFML business with a proactive approach.

Stay Ahead of the Curve: 8 States with Pending Mandatory PFML Legislation. This document highlights 8 U.S. states where Paid Family and Medical Leave (PFML) programs are on the horizon—pending final legislation. Get ahead of the competition by preparing your clients for what’s coming next. Use this guide to anticipate future compliance needs, start early conversations, and position yourself as a forward-thinking PFML expert in evolving markets.

California’s State Disability Insurance (SDI) and Paid Family Leave programs are funded entirely through mandatory employee contributions. This program provides up to 52 weeks of benefits, with coverage and contribution rates updated annually to reflect state requirements. Employers and brokers can use this information to ensure compliance, understand benefit limits, and guide employees on available coverage.

LiDAC provides comprehensive solutions for Colorado's Family and Medical Leave Insurance (FAMLI) and statutory short-term disability benefits. We offer expert underwriting, compliance reviews, and seamless administration services to ensure employers meet state-mandated requirements while supporting their workforce. Our end-to-end service includes policy setup, claims management, and ongoing compliance support.

State Compliance can be challenging for an Employer or Broker to navigate on their own. LiDAC is here to help. In our 2nd Presentation of the Colorado Series we breakdown Eligibility, Benefits and Contributions.

State Compliance can be challenging for an Employer or Broker to navigate on their own. LiDAC is here to help. In our 2nd Presentation of the Colorado Series we breakdown Eligibility, Benefits and Contributions.

Our 3rd Presentation in the Colorado series provides insight to the broker community on what it takes to obtain a FAMLI Quote and what the advantages are to the Employer for privatizing their plan.

Connecticut’s Paid Family and Medical Leave (PFML) program provides up to 12 weeks of paid leave, with an additional 2 weeks available for incapacitation due to medical maternity. Benefits are based on a percentage of weekly earnings, up to the maximum weekly benefit set by the state. Employers and brokers can reference these details to ensure compliance, calculate contributions, and guide employees on available coverage.

Connecticut’s PFML program was launched on January 1st, 2022. Eligible Employees can take up to 12 weeks of paid leave for various family or personal health related reasons. Employers may meet their obligations under the State Plan or can opt for a Private Plan.

State Compliance can be challenging for an Employer or Broker to navigate on their own. LiDAC is here to help. In our 2nd Presentation of the Connecticut Series, we breakdown Eligibility, Benefits and Contributions.

Our 3rd Presentation in the Connecticut series provides insight to the broker community on what it takes to obtain a PFML Quote and what the advantages are to the Employer for privatizing their plan.

Starting January 1, 2026, Delaware’s Paid Family and Medical Leave (PFML) program ensures employees can take job-protected leave while receiving partial wage replacement. With flexible funding options and multiple plan structures available, employers can choose the approach that best fits their workforce while staying compliant. This program helps organizations support employee well-being, enhance retention, and meet state requirements with confidence.

Delaware announces their new Paid Family and Medical Leave program for covered Employers beginning on January 1st, 2026. This program will provide up to 12 weeks of paid leave for various family or personal health related reasons. Employers may meet their obligations under the State Plan, or can opt for a Private Plan.

State Compliance can be challenging for an Employer or Broker to navigate on their own. LiDAC is here to help. In our 2nd Presentation of the Delaware Series we breakdown Eligibility, Benefits and Contributions.

Our 3rd Presentation in the Delaware series provides insight to the broker community on what it takes to obtain a PFML Quote and what the advantages are to the Employer for privatizing their plan.

Starting January 1, 2025, Hawaii’s Temporary Disability Insurance (TDI) program empowers employees with partial wage replacement when they can’t work due to non-work-related illness or injury. Funded by employer or shared contributions, TDI safeguards income during recovery while ensuring businesses stay compliant with state requirements.

Hawaii’s TDI program was launched on January 1st, 1969. Eligible Employees can take up to 26 weeks of paid leave for personal health related reasons. The State does not pay TDI Benefits, Employers need to meet their obligations under a Private Plan.

State Compliance can be challenging for an Employer or Broker to navigate on their own. LiDAC is here to help. In our 2nd Presentation of the Hawaii Series, we breakdown Eligibility, Benefits and Contributions.

Our 3rd Presentation in the Hawaii series provides insight to the broker community on what it takes to obtain a TDI Quote and what the advantages are to the Employer for privatizing their plan

Starting May 1, 2026, Maine’s Paid Family and Medical Leave program offers workers up to 12 weeks of partial wage replacement when they need time off for family or medical reasons. Funded by employer and employee contributions, the program helps protect income during life’s important moments while keeping businesses compliant with state laws.

Maine announces their new Paid Family and Medical Leave program for covered Employers beginning on May 1st, 2026. This program will provide up to 12 weeks of paid leave for various family or personal health related reasons. Employers may meet their obligations under the State Plan or can opt for a Private Plan.

State Compliance can be challenging for an Employer or Broker to navigate on their own. LiDAC is here to help. In our 2nd Presentation of the Maine Series, we breakdown Eligibility, Benefits and Contributions.

Our 3rd Presentation in the Maine series provides insight to the broker community on what it takes to obtain a PFML Quote and what the advantages are to the Employer for privatizing their plan.

This bulletin provides an overview of Maryland’s FAMLI program, which offers up to 12 weeks of partial wage replacement for certain family or medical leave needs. Funded through shared employer and employee contributions, FAMLI helps protect income during life’s important moments while keeping employers compliant. Learn more about how FAMLI works and what it means for you.

Maryland announces their new Family and Medical Leave Insurance program for covered Employers beginning on January 3rd, 2028. This program will provide up to 12 weeks of paid leave for various family or personal health related reasons. Employers may meet their obligations under the State Plan or can opt for a Private Plan.

State Compliance can be challenging for an Employer or Broker to navigate on their own. LiDAC is here to help. In our 2nd Presentation of the Maryland Series, we breakdown Eligibility, Benefits and Contributions.

Our 3rd Presentation in the Maryland series provides insight to the broker community on what it takes to obtain a FAMLI Quote and what the advantages are to the Employer for privatizing their plan.

This bulletin provides an overview of Massachusetts’ PFML program, which offers up to 26 weeks of paid leave for qualifying family or medical reasons. Funded through employer and employee contributions, PFML helps protect income during important life events while ensuring employers meet state requirements.

Massachusetts PFML has been around since January 1st, 2021. This program provides up to 26 weeks of paid leave for various family or personal health related reasons. Employers may meet their obligations under the State Plan, or can opt for a Private Plan.

State Compliance can be challenging for an Employer or Broker to navigate on their own. LiDAC is here to help. In our 2nd Presentation of the Massachusetts Series we breakdown Eligibility, Benefits and Contributions.

Our 3rd Presentation in the Massachusetts series provides insight to the broker community on what it takes to obtain a PFML Quote and what the advantages are to the Employer for privatizing their plan.

This bulletin provides an overview of Minnesota’s PFML program, which offers up to 12 weeks of paid leave for qualifying family or medical reasons, with a maximum of 20 combined weeks in a benefit year. Funded through employer and employee contributions, PFML helps protect income during important life events while ensuring employers stay compliant with state requirements.

Minnesota announces their new Paid Family and Medical Leave program for covered Employers beginning on January 1st, 2026. This program will provide up to 20 weeks of paid leave for various family or personal health related reasons. Employers may meet their obligations under the State Plan or can opt for a Private Plan.

State Compliance can be challenging for an Employer or Broker to navigate on their own. LiDAC is here to help. In our 2nd Presentation of the Minnesota Series, we breakdown Eligibility, Benefits and Contributions.

Our 3rd Presentation in the Minnesota series provides insight to the broker community on what it takes to obtain a PFML Quote and what the advantages are to the Employer for privatizing their plan.

This bulletin outlines our policy underwriting and funding options, along with key benefit details including contribution rates, wage limits, and benefit amounts. Starting January 1, 2025, employees can receive up to 85% wage replacement with a maximum weekly benefit of $1,081. Contact us to learn how these programs can support your business and workforce.

New Jersey was the 3rd U.S. State that required Temporary Disability Benefits (TDB), beginning on January 1st, 1948. Meanwhile their Family Leave Insurance (FLI) program didn't come around until 2009. Eligible Employees can take up to 26 weeks of combined paid leave for various family or personal health related reasons. Employers may meet their obligations under the State Plan, or can opt for a Private Plan.

State Compliance can be challenging for an Employer or Broker to navigate on their own. LiDAC is here to help. In our 2nd Presentation of the New Jersey Series we breakdown Eligibility, Benefits and Contributions.

Our 3rd Presentation in the New Jersey series provides insight to the broker community on what it takes to obtain a TDB Quote and what the advantages are to the Employer for privatizing their plan.

LiDAC’s 2025 comparison of New York State Disability Benefits Law (DBL) and Paid Family Leave (PFL). This comprehensive breakdown helps brokers clearly understand eligibility rules, benefit structures, contribution rates, and administrative responsibilities, empowering you to guide clients with confidence and compliance.

Starting January 1, 2025, New York leads the nation with game‑changing disability and family‑leave updates — with a 10% bump in maximum weekly Paid Family Leave benefits to $1,177.32, a higher 0.388% contribution rate, and expanded job‑protected coverage — transforming how workers care for their families and themselves.

New York introduced their Disability Benefits Law (DBL) program on January 1st, 1949. Their Paid Family Leave (PFL) program was implemented in 2018. Eligible Employees can take up to 26 weeks of combined paid leave for various family or personal health related reasons. Employers may meet their obligations under the State Plan, or can opt for a Private Plan.

State Compliance can be challenging for an Employer or Broker to navigate on their own. LiDAC is here to help. In our 2nd Presentation of the New York Series we breakdown Eligibility, Benefits and Contributions.

Our 3rd Presentation in the New York series provides insight to the broker community on what it takes to obtain a DBL Quote and what the advantages are to the Employer for privatizing their plan.

This bulletin highlights Oregon’s paid leave program, offering up to 14 weeks of medical leave and up to 12 weeks for other qualifying family or medical reasons. With flexible policy and funding options, eligible employees receive partial wage replacement while supporting employer compliance.

Oregon’s Paid Leave program was launched on September 3rd, 2023. Eligible Employees can take up to 12 weeks of paid leave for personal health related reasons. Employers may meet their obligations under the State Plan or can opt for a Private Plan.

State Compliance can be challenging for an Employer or Broker to navigate on their own. LiDAC is here to help. In our 2nd Presentation of the Oregon Series, we breakdown Eligibility, Benefits and Contributions.

Our 3rd Presentation in the Oregon series provides insight to the broker community on what it takes to obtain a Paid Leave Quote and what the advantages are to the Employer for privatizing their plan.

This bulletin outlines Washington’s Paid Family and Medical Leave program, providing eligible employees with up to 12 weeks of paid leave for family or medical reasons. Funded through employer and employee contributions, the program supports income replacement while helping businesses stay compliant. Contact us to learn more.