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LiDAC Privacy Policy and Customer Notices
LiDAC Privacy Policies and Notices describe how LiDAC collects, uses, discloses, and safeguards personal information of customers and applicants, as applicable. Please navigate below and select the link applicable to you.
Effective: December 1, 2023
Last updated: December 1, 2023
This Privacy Policy (this “Policy”) describes how LiDAC collects, uses, shares, and safeguards your personal information.
This Policy applies when you interact with us by visiting the LiDAC website (“www.lidac.com”); participate in our events, promotions, offerings, or partner activities; or interact or communicate with us as part of our marketing practices or outreach. We offer a variety of products and services (collectively, the “Services”). As part of providing the Services, we collect and receive information in a variety of ways, including information on our websites, from our organizational customers and/or prospective customers, and from individuals that use the Services.
For the purposes of this Policy, LiDAC is a controller (i.e., responsible party) of your personal information when we administer the Services directly on our own behalf. In certain situations, we also administer the Services on behalf of customers or other third parties. In those instances, LiDAC may act as a processor or service provider to such organizations, and you should review the privacy policy of such third parties with whom you are dealing with directly, as they will be responsible for the handling of your personal information.
CATEGORIES OF INFORMATION WE MAY COLLECT
- Providing the Services To provide you the Services, including insurance, real estate, cybersecurity, information technology, motor vehicle finance & insurance (commonly referred to as “F&I”), and consulting services.
- To provide you non-insurance products or services that may be of interest or at your request.
- To process your premium payments and send notifications to you related to your account.
- To enable you to access and use our websites.
Communicating With You
- To communicate with you and to respond to your requests, questions, comments, and other inquiries.
- To understand what partner resources you use, if any, and to connect you to additional resources at your request.
- To offer you personalized advertisements, which you may be able to opt out of as explained in the “Your Choices” section.
- To send marketing and promotional materials, including information relating to our products, services, sales, or promotions or those of a third party.
Analytics and Administration of Websites
- To administer, maintain, evaluate, and improve our websites and the Services, and to develop new products and services.
- To conduct research and analytics related to our websites and the Services.
Marketing and Promotional Purposes
- We may use personal information for marketing and promotional purposes to show you advertisements for products and/or services tailored to your interests on social media and other websites.
Core Business Functions
- To manage our business operations, perform our obligations and exercise our rights under any agreement that you or your organization has with us.
- For other purposes with your consent, or as otherwise permitted or required by applicable law.
Legal and Regulatory Obligations
- We use personal information to comply with our legal or regulatory obligations, to establish or exercise our rights, and to defend against a legal claim.
Security and Fraud Prevention
- We use personal information to detect, investigate, prevent, or take action regarding possible malicious, deceptive, fraudulent, or illegal activity, including fraudulent transactions, attempts to manipulate or violate our policies, procedures, and terms and conditions, security incidents, and harm to the rights, property, or safety of LiDAC and our users, customers, employees, or others.
Use of Your Sensitive Personal Information
- With regard to sensitive personal information, we only use your sensitive personal information to provide you with the requested products or Services and to administer your account.
- Within LiDAC. We may share your personal information with our corporate affiliates (e.g., parent company, sister companies or subsidiaries, and other companies under common control) or joint ventures to which we are a party.
- Partners. We may disclose your personal information (including sensitive personal information) to our partners with your consent, where required.
- Third Parties. Certain services are provided by third parties on LiDAC’s website. By selecting or purchasing a third-party service, you instruct LiDAC to disclose your name, email address, and other contact information with the applicable third party. If you do not desire for LiDAC to disclose your personal information to these third parties, do not select or purchase these third-party services. Their use of your information is not governed by this Policy.
- Other Disclosures with Your Consent. We may ask if you would like us to share your information with other unaffiliated third parties who are not described elsewhere in this Policy.
- Service Providers. We disclose information to service providers as necessary for them to assist us with our business operations and provide services to us, subject to appropriate confidentiality and data protection agreements. Among other things, service providers assist us with website hosting, data storage, data analytics, helping with addressing security, fixing errors, processing payments, providing identity verification services, providing technical support, sending communications (including SMS/text messages), providing assessments, fulfilling user requests, and other activities related to the management of our business and services.
- Government Entities or Regulators. We may disclose information for legal reasons as we believe to be necessary or appropriate to: (a) satisfy any applicable law, legal process, or proper governmental request; (b) enforce any agreement we may have entered into with you or your organization, including investigating any violations or asserting remedies; (c) detect, prevent, or otherwise address fraud, security or technical issues; (d) protect against harm (whether tangible or intangible) to the rights, property, or safety of LiDAC, our users, or the public as required or permitted by law; and (e) establish or exercise our rights, defend against a legal claim, and investigate, prevent, or take action regarding possible illegal activities or a violation of our policies.
- Business Transaction. We may disclose personal information to a potential or actual buyer in the event of any reorganization, merger, sale, joint venture, assignment, transfer, or other disposition of all or any portion of our business, assets, or stock (including in connection with any bankruptcy or similar proceedings), including any due diligence related to such a transaction.
- Sharing with Affiliates and Non-Affiliates for Marketing and Other Purposes. We may share your information with affiliates and non-affiliates for marketing and other purposes. Under certain circumstances, you may opt-out of such sharing with respect to certain data you have provided to us. Please refer to the Privacy Notice received from us for information relating to the sharing of your nonpublic personal information.
- Social Media Platforms and Networks: Some of our websites have features such as, plugins, widgets, or and other tools made available by third parties that may result in information being collected or shared between us and the third party. The third party’s use of your information is not governed by this Policy. You may have the right to opt out of our use of these technologies, as further described in this Policy.
- De-identified or Aggregate Information. We may aggregate and anonymize information you provide to us in such a way as to ensure it will no longer be identifiable to you. This data may be used for statistical, analytic, and administrative purposes, including analyzing our website traffic and trends, tailoring our Services, or conducting product analysis. We may share anonymized or aggregated data at our discretion, in accordance with applicable laws.
- Promotional Emails. You may choose to provide us with your email address for the purpose of allowing us to send free newsletters, surveys, offers, and other promotional materials to you, as well as targeted offers from third parties. You can stop receiving such promotional emails by following the unsubscribe instructions in emails that you receive. If you decide not to receive promotional emails, we may still send you service-related communications.
- Promotional Mailings. If at any time you do not want to receive offers and/or circulars from us, you can remove yourself from our mailing lists by emailing us (our contact information is below) with “NO SNAIL MAIL” in the subject line, along with your name, address and zip code. Please note that our mailings are prepared in advance of their being sent. Although we will remove your name from our mailing list after receiving your request, you may still receive mailings from us that had been initiated prior to your name being removed.
- Promotional Text Messages. If you receive a text message from us that contains promotional information you can opt-out of receiving future text messages by replying “STOP.”
- You may have certain rights regarding your personal information. The rights available to you depend on our reason for processing your personal information and the requirements under applicable law (e.g., your rights will vary depending on whether you are a resident in, for example, California). Specifically, you may have the following rights:
- Access: You have the right to request access to the personal information we hold about you, along with other information such as the purposes of the processing, the recipients or categories of recipients to whom the personal information has been or will be disclosed, the sources of the personal information, retention, and transfers of personal information.
- Correction: You have the right to request correction of inaccurate personal information we have about you. Depending on the purposes of the processing, you may have the right to have incomplete personal information completed, including by means of providing a supplementary statement. As noted above, you may also be able to correct your information in your account or profile.
- Deletion: You have the right to request that we delete your personal information.
- Data Portability: You have the right to receive the personal information about you that you have provided to us, in a structured, commonly used, and machine-readable format.
- Opt Out of the “Sale” or “Sharing” of Personal Information: Our use of cookies or other tracking technologies is deemed a “sale” or “sharing” under California law (in this context “sharing” means cross contextual behavioral advertising) of personal information. As such, you can opt out of our use of tracking technologies and cookies by clicking the “Do Not Sell Or Share My Personal Information (Opt-Out)” button at the bottom of the website.
- The following categories of personal information disclosed are considered “sale”/ “sharing” under California law: direct identifiers, device information, and geolocation data.
- The following categories of third parties to whom personal information was disclosed are considered “sale”/ “sharing” under California law: social media platforms and networks.
- Right of Non-Discrimination/Retaliation: We do not discriminate against individuals who exercise any of their rights described in this Policy, nor do we retaliate against individuals who exercise these rights.
- Right to Opt Out of our Use of your Sensitive Personal Information (in certain instances and if permissible under applicable law). You have the right to request the restriction of processing of your sensitive personal information. At the current time, however, we do not use or disclose sensitive personal information for purposes other than those expressed in this Notice or as otherwise permitted by applicable law, and these uses cannot be limited under California law.
If you have any questions, comments, or complaints concerning our privacy practices, or, where required by law, if you would like to submit a request based on a right listed in this Policy, please contact us at the appropriate address below. We will attempt to respond to your requests and to provide you with additional privacy-related information.
LiDAC
1010 Northern Blvd, Suite 324
Great Neck, NY 11021
516-482-2696