Employee Benefits
Employee Benefit Programs
Basic Life/ADD
Basic Life/ADD Insurance serves as a fundamental pillar of a holistic benefits strategy by safeguarding the financial well-being of your employees and their families while providing security and peace of mind.
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Critical Illness
Major medical programs don’t cover every expense associated with an illness. Critical Illness insurance helps you protect your lifestyle when you face those extra out-of-pocket expenses.
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Group Dental
This information is provided to offer insight and understanding to some of the mechanics in how dental insurance works and how to make it work better for you.
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Group Vision
We offer plans that provide comprehensive, low-cost vision care coverage.
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Hospital Indemnity
Hospital Indemnity insurance helps deliver financial security for the unexpected - allowing you to help your employees protect their budgets against unforeseen expenses.
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Legal Services
Since 1996, Legal Club of America® has been providing individuals and small business owners with access to the nation’s largest proprietary network of plan attorneys.
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Long Term Care
Long Term Care includes a wide range of medical and support services for people with a degenerative condition, a prolonged illness or cognitive disorder.
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Long Term Disability
Group Long term Disability (LTD) is an employer provided benefit that is designed to assist an employee in replacing income lost as a result of a disability.
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Medicare Supplements
When Medicare was implemented it was determined that there should be balances to the care that people received. This causes people to use Medicare benefits wisely.
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Paid Family Leave
Paid Family Leave programs provide job-protected, paid leave to bond with a new child, care for an eligible family member with a serious health condition or to assist family members when someone is called to active military service.
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Personal Accident/ADD
When Medicare was implemented it was determined that there should be balances to the care that people received. This causes people to use Medicare benefits wisely.
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Short Term Disability
Group Short Term Disability (STD) is an employer provided benefit that is designed to assist an employee in replacing income, on a short term basis, lost as a result of a disability.
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Special Risk
We have created special programs to fit either an insured’s specific needs or a unique manuscript form as required by state and national trade associations.
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State Disability / PFL
LiDAC is one of the leading national distributors of State Disability services offering a variety of insured solutions through a host of insurance companies.
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