- Statutory States
- Voluntary States
- Pending Legislation
- No Legislation
New Jersey
Detail information available below
- Mandatory Coverage
Temporary Disability (TDI) and Family Leave Insurance (FLI)
New Jersey Disability (TDI) and Family Leave Insurance (FLI)
NJ Temporary Disability Insurance provides cash benefits to employees in New Jersey who are unable to work due to a physical or mental health condition or other disability unrelated to their work, including pregnancy/childbirth recovery. Click here to download a printable handout about the program.
Temporary Disability Insurance is a wage replacement program and it does not provide job protection. However, during the period in which an employee receives these benefits, their job may be protected under federal law. In addition, if an employer retaliates against an employee for taking or seeking to take Temporary Disability Insurance benefits, they have the right to take private legal action. Learn more about job protection here.
You may be eligible for Temporary Disability Insurance benefits if your physical or mental illness or injury prevents you from working and was not caused by your work. You may apply for Family Leave Insurance benefits if you are bonding with a newborn, newly adopted, or newly placed foster child.
LiDAC is your dedicated partner in customizing New Jersey State Disability benefits for your workforce. Our expert advisors excel in tailoring solutions that seamlessly align with your business goals while ensuring compliance with state regulations. Explore the LiDAC advantage in delivering specialized New Jersey State Disability plans, providing your employees with the protection and support they deserve.
Ensure Compliance with New Jersey State Disability Coverage
LiDAC understands the nuanced requirements of businesses in New Jersey. Our experienced team crafts State Disability plans that meet regulatory standards and cater to your company’s needs. Uncover how LiDAC enhances your New Jersey State Disability coverage, offering your workforce peace of mind and security.
Expert Guidance through New Jersey State Disability Insurance
Navigating New Jersey’s State Disability Insurance landscape can be complex. LiDAC is here to guide your company through the intricacies, providing expert advice and comprehensive resources. Stay ahead in offering your employees the best New Jersey State Disability Insurance coverage with LiDAC.
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Resource Center
This bulletin outlines our policy underwriting and funding options, along with key benefit details including contribution rates, wage limits, and benefit amounts. Starting January 1, 2025, employees can receive up to 85% wage replacement with a maximum weekly benefit of $1,081. Contact us to learn how these programs can support your business and workforce.
New Jersey was the 3rd U.S. State that required Temporary Disability Benefits (TDB), beginning on January 1st, 1948. Meanwhile their Family Leave Insurance (FLI) program didn't come around until 2009. Eligible Employees can take up to 26 weeks of combined paid leave for various family or personal health related reasons. Employers may meet their obligations under the State Plan, or can opt for a Private Plan.
State Compliance can be challenging for an Employer or Broker to navigate on their own. LiDAC is here to help. In our 2nd Presentation of the New Jersey Series we breakdown Eligibility, Benefits and Contributions.
Our 3rd Presentation in the New Jersey series provides insight to the broker community on what it takes to obtain a TDB Quote and what the advantages are to the Employer for privatizing their plan.