- Statutory States
- Voluntary States
- Pending Legislation
- No Legislation
New York State
Detail information available below
- Mandatory Coverage
Disability and Paid Family Leave
Crafting Tailored New York State Disability Solutions
New York is one of a growing number of states nationally that now require employers to provide disability benefits coverage to employees for an off-the-job injury or illness and/or paid family leave coverage for employees and their families
The Disability and Paid Family Leave Benefits Law (Article 9 of the WCL) provides weekly cash benefits to replace, in part, wages lost due to injuries or illnesses that do not arise out of or in the course of employment (WCL §204). If you get injured or become disabled while you are eligible for or are collecting unemployment benefits, and if your injury or disablement results in you being ineligible for unemployment benefits, you are eligible for disability benefits.
Disability benefits are covered through your employer’s disability benefits insurance carrier or your employer may be self-insured. Coverage for disability benefits can be obtained through a disability benefits insurance carrier who is authorized by New York State Department of Financial Services to write such policies. Large employers may opt to become authorized by the Board to self-insure (WCL §211).
Paid Family Leave coverage is typically a rider on an employer’s disability benefits insurance policy.
LiDAC is your trusted advisor in navigating New York’s State Disability benefits landscape. Our seasoned experts specialize in tailoring solutions to integrate with your business structure while ensuring compliance with state regulations. Unlock the potential of personalized New York State Disability plans through LiDAC, providing your employees with the coverage they need for a secure future.
Optimize Your Workforce’s Security with New York State Disability Plans
LiDAC understands the specific challenges faced by businesses in New York. Our dedicated team crafts State Disability plans that meet regulatory requirements and align with your company’s unique needs. Discover how LiDAC goes beyond standard offerings, providing your employees with top-tier New York State Disability coverage to foster a resilient and satisfied workforce.
Navigating New York State Disability Insurance with Confidence
Understanding New York’s State Disability Insurance program is essential for businesses. Let LiDAC guide you through the intricacies, offering comprehensive resources and expert advice. With LiDAC, ensure that your company stays well-informed and well-prepared, offering your employees the best in New York State Disability Insurance coverage.
Need immediate assistance?
Please contact us at info@lidac.com.
Resource Center
Starting January 1, 2025, New York leads the nation with game‑changing disability and family‑leave updates — with a 10% bump in maximum weekly Paid Family Leave benefits to $1,177.32, a higher 0.388% contribution rate, and expanded job‑protected coverage — transforming how workers care for their families and themselves.
Starting January 1, 2025, New York leads the nation with game‑changing disability and family‑leave updates — with a 10% bump in maximum weekly Paid Family Leave benefits to $1,177.32, a higher 0.388% contribution rate, and expanded job‑protected coverage — transforming how workers care for their families and themselves.
New York introduced their Disability Benefits Law (DBL) program on January 1st, 1949. Their Paid Family Leave (PFL) program was implemented in 2018. Eligible Employees can take up to 26 weeks of combined paid leave for various family or personal health related reasons. Employers may meet their obligations under the State Plan, or can opt for a Private Plan.
State Compliance can be challenging for an Employer or Broker to navigate on their own. LiDAC is here to help. In our 2nd Presentation of the New York Series we breakdown Eligibility, Benefits and Contributions.
Our 3rd Presentation in the New York series provides insight to the broker community on what it takes to obtain a DBL Quote and what the advantages are to the Employer for privatizing their plan.