Program design is achieved by understanding and listening to the needs and wants of the client. Based on this information, we introduce an appropriate strategy of coverages, benefit levels and costs.
A plan of benefits is designed to meet current needs with special attention paid to eliminate duplicate coverage or gaps in coverages. The insurance marketplace is then "shopped" for the plan of benefits and funding alternatives that are needed to maximize your benefit dollars.
We review, analyze, and compare all the proposals received. A detailed feasibility study is prepared taking into consideration benefits, cost, current legislation, and your long-range plans as a company or an individual.