Carriers J to Z

Standard Life

LiDAC is a full service employee benefits brokerage & consulting firm. We specialize in the design, funding, communication, administration and overall management of group benefit programs for the mid-sized employer.

The Standard

Headquartered in White Plains, The Standard Life Insurance Company of New York offers a quality portfolio of differentiated Group Life, Disability and Dental insurance products. The Standard delivers value in employee benefits through well-designed products and exceptional service.


Dedicated Local Service

Our Employee Benefits Sales and Service offices in Manhattan and Rochester are staffed by experienced and dedicated sales and service teams. Each office can provide expert advice on:

  • Plan design
  • Funding alternatives
  • Claims trend and experience evaluation
  • Billing and administration
  • Enrollment
  • Underwriting guidelines and plan options
  • Transition to The Standard

Quality Products

The Standard is ready to meet all the non-medical group insurance needs of New York employers with quality products:

  • Long Term Disability
    • Enhanced contract available
    • Own Specialty definition of disability for physicians and attorneys
    • Employee Assistance Program (EAP)1 included for groups with 15-2,500 covered employees
  • Short Term Disability
  • BL
    • Flexible benefit percentages - 50% to 100%
    • Choice of maximum weekly benefit - from $170 to $5,000
    • Choice of maximum benefit duration - 26, 39 or 52 weeks
  • Group Life and AD&D
    • Accelerated Benefit Provision2 allows terminally ill patients to receive an early allocation of 75% of their benefit, up to $500,000
    • Expanded AD&D Package o Family Benefits Package, which includes a Higher Education Benefit and Child Care Benefit
    • MEDEX® Travel Assist provides travel information and on-the-ground assistance to covered employees who travel 100 miles from home or internationally
  • Dental
    • Max Builder option allows employees who qualify to roll over maximums year-to-year
    • Performance Guarantee available for groups with 100 covered employees or more


1 EAP is provided by a third-party administrator 2 Receipt of the Accelerated Benefit may disqualify the recipient for some public assistance programs.